Jul
5
2010
Which one did you choose?
Author: Sue
In the last post, we talked about “Money will get your attention – one way or another” and then chose to change by picking one item from the list.
Here’s a review of the list…
Some items on the list are easier to deal with than others. Start with one of the easy ones.
° Open the bills; pay something toward each of them
° Cash any cheques lying about (are you aware there is a timeframe where a cheque becomes ‘null and void’ and the bank will not cash it? Money lost for you!)
° Use those gift cards – or – gift them to someone who will
° Utilize less of your overdraft amount; eventually, stop using it (the fees charged are a big money drain)
Start now.
Today!
Pick one.
Which one did you choose?
I promised I’d share which one I chose.
Since I no longer (thankfully!) have an issue with the last one, I was able to eliminate it from my choices. Not having an issue with something always makes me feel good and allows me to recognize how far I have journeyed. Recognizing our own growth and development is very important. Take a moment RIGHT NOW to be grateful for how far you have come. I can honestly say it is a big relief not to have to deal with always living to the maximum of my overdraft allowed. If you’re still there, don’t panic … it took me literally years to get away from using mine.
For those who are living on their overdraft, here’s a suggestion: promise yourself that you will NOT go to the maximum overdraft this month. Pick any number (that is not the maximum) as your new ‘maximum’ level of overdraft … simply pretend the bank changed the number and stick to it. As an example, if your allowed overdraft is $500; choose not to go more than $450 this month. And, follow through on that. Make conscious choices every time you use the overdraft. Ask yourself: “Is it really necessary to use this, or is there another way I can deal with this situation?” The lesson is in the choice but, more importantly, in the consciousness of that choice.
My choice for today was:
Deposit the uncashed cheques in my wallet – in my case, there were reasons (or, perhaps, they’re excuses depending on how you analyze them): it is an hour to get to town and back so I like to do all my errands at once; one of the cheques was post-dated to June 30; I had 12 guests at my rental and six guests here at home over the past long weekend; and I didn’t feel like running into town both Friday and Monday so I chose to wait until today. Turns out it was worth it as my husband got cheques in the mailbox late on Friday afternoon. Now, I can deposit them all at once, take my dog to her vet appointment and get some groceries – all on the same run.
I’d be very interested in knowing which item you chose and why. Click on the word ‘comment’ below this post to interact on this blog.
Wishing you a successful week!
